We’ll protect those, protecting us

We have created the MassMutual HealthBridge program, a free life insurance program for eligible healthcare workers on the front line of the COVID-19 pandemic. It’s our way of supporting healthcare workers and protecting the ones they love.

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Applicants must meet all of the following eligibility criteria:

  • Live or work in the United States where HealthBridge is available (not available in Puerto Rico or the U.S. Virgin Islands)
  • Be between the ages of 18 and 60
  • Have either a U.S. citizenship and residency or a permanent residency status
  • Be recently actively employed or volunteering at least 10 hours per month at a healthcare or emergency medical service provider that is testing, treating, or evaluating patients for COVID-19.
  • Work in a role with COVID-19 exposure risk
  • Have annual income of no more than $250,000

In addition to doctors, nurses, nurse practitioners, and physician assistants, the following types of personnel will also be considered for policies: lab technicians, custodial staff, maintenance crews, cafeteria workers, security personnel and others who meet the requirements as above. Proof of recent employment (a pay stub) will be required to be submitted as part of the application process.

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Frequently Asked Questions

What is MassMutual’s HealthBridge?

MassMutual HealthBridge is a free life insurance program that provides a death benefit to the loved ones of eligible healthcare workers on the frontlines of the COVID-19 pandemic for their health, education, maintenance and support.

Under HealthBridge, the Massachusetts Mutual Life Insurance Company (MassMutual) will issue a 3-year term, $25,000 life insurance policy (if you're between the ages of 18-50) or a $10,000 life insurance policy (if you're between the ages of 51-60) at no cost to you. MassMutual pays the premiums. These guaranteed-issue policies will be paid to trusts in the name of their designated beneficiaries in the event of their death. Once in the trust, the funds can be used by beneficiaries for expenses related to health, education, maintenance, and support.

How do I qualify for a policy through the HealthBridge program?

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111, and its affiliated US insurance companies. Securities and advisory services offered through MML Investors Services, LLC, Member SIPC® and a MassMutual subsidiary.