We’ll protect those, protecting us

We have created the MassMutual HealthBridge program, a free life insurance program for eligible healthcare workers on the front line of the COVID-19 pandemic. It’s our way of supporting healthcare workers and protecting the ones they love.

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Applicants must meet all of the following eligibility criteria:

  • Live or work in a state where HealthBridge is available (AZ, CA, CT, IL, MA, NJ, NY)
  • Be between the ages of 18 and 60
  • Have either a U.S. citizenship and residency or a permanent residency status
  • Be recently actively employed at a licensed hospital, urgent care center, nursing home, assisted living facility, hospice inpatient facility, Federally Qualified Health Center, or with an emergency medical services provider
  • Work in a role with COVID-19 exposure risk
  • Have annual income of no more than $250,000
  • Volunteers can also apply. For eligibility requirements, see our Frequently Asked Questions

In addition to doctors, nurses, nurse practitioners, and physician assistants, the following types of personnel will also be considered for policies: lab technicians, custodial staff, maintenance crews, cafeteria workers, security personnel and others who meet the requirements as above. Proof of recent employment (a paystub) will be required to be submitted as part of the application process.

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Frequently Asked Questions

What is MassMutual’s HealthBridge?

HealthBridge is a free life insurance program that provides a death benefit to the loved ones of eligible healthcare workers on the frontlines of the COVID-19 pandemic for their health, education, maintenance and support.

Under the HealthBridge Free Life Insurance Program, the Massachusetts Mutual Life Insurance Company (MassMutual) will issue a 3-year term $25,000 life insurance policy (if you're between the ages of 18-50) or a $10,000 life insurance policy (if you're between ages of 51-60) to a trust at no cost to you. MassMutual pays the premiums. If you die within that time period, the death benefit proceeds will be paid to your Beneficiary designated on your insurance application - a copy of which will be provided to the MassMutual Trust Company, FSB. Individuals not named on your insurance application will not be eligible to receive benefits under the Program. Your Beneficiary will have 3 years after your death to use the death benefit proceeds to pay expenses related to their health, education, maintenance and support.

How do I qualify for a policy through the HealthBridge program?

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111, and its affiliated US insurance companies. Securities and advisory services offered through MML Investors Services, LLC, Member SIPC® and a MassMutual subsidiary.