Insurance, Annuities, and Investments
Whether you’re looking to offer your employees a benefits package, protect your business from the unexpected, or plan for life after the business, MassMutual can help.
Experience the MassMutual difference for your business. We invite you to learn more about how we create customized solutions to drive better outcomes for a wide range of your institutional financial needs.
Our Institutional Solutions businesses include Institutional Insurance, Investment Only, Institutional Longevity, Municipal Guaranteed Investment Contracts (GIC), and Medium Term Notes (MTN).
Working with specialized distribution partners, we deliver Bank Owned Life Insurance (BOLI) and Corporate Owned Life Insurance (COLI) solutions to meet the benefit funding, insurance, and asset diversification needs of a variety of institutions.
We provide investment choices, among a wide variety of solutions and financial instruments. Put our experience, discipline, and talent to work for your institution with MassMutual Funds and our Stable Value solutions.
We apply our multi-disciplined, consultative approach to design customized solutions to mitigate pension risks and manage longevity exposure for your institutional business.
Our market expertise provides investment vehicles that match institutional client needs for high-quality investments.
MassMutual sees voluntary and executive benefits
in the workplace as an opportunity to help
employers provide employees with new ways to enhance
their financial well-being.
Our portfolio includes a wide range of voluntary and executive insurance products available to individuals through their employer.
Group Whole Life insurance can help employees be more prepared for the unexpected through permanent, portable, lifetime protection with built-in guarantees. Plus, it provides employees with the ability to build up cash value.
Group Universal Life can offer employees a more customized approach to life insurance that can flex to meet their evolving protection needs. It offers employees affordable, permanent, portable coverage with flexible premiums and optional guarantees – all of which can help them keep up with the changes in their lives.
While it's impossible to completely prevent accidents, Group Accident insurance can help employees be better prepared for their potential financial impact. After an insured is injured due to a covered accident, it provides the certificate owner with a lump-sum benefit, so they can spend less time worrying about expenses and more time healing.
A critical illness – like a heart attack, stroke, or invasive cancer – can have an emotional, physical, and financial impact on certificate owners and their families. Group Critical Illness insurance can provide the certificate owner with a lump-sum benefit, paid directly to them, to help them cover personal or medical expenses.
Executive Group Life (EGL) is a valuable and flexible employer sponsored group life insurance program specifically designed for key employees. EGL gives executives access to potentially higher coverage amounts than are typically available under a company-sponsored group term life insurance plan.
MassMutual’s Individual Disability Income Insurance is designed for highly compensated employees and executives whose coverage may not meet their financial needs, due to the potential exclusion of incentive compensation and bonuses. Helping to reduce a potential disability income gap and attract top talent.
A powerful recruitment or retention tool, our Student Loan Debt Repayment Program can help employees pay down their student loan debt. Employers define eligibility requirements and make payments directly to employees’ student loan providers. These payments are on top of the employee’s regular payments – allowing them to save money, get out of debt faster and improve their financial wellness.
Student loan debt is an important short-term goal for many employees – it can feel overwhelming and the numbers are staggering. Getting control of student loan debt can help your employees feel more in control of their finances and help them feel like they’ve taken a big step on their path to financial wellness. We’ve partnered with CommonBond to offer a competitive solution to help your employees take control of their finances and helps elevate your benefits offering without the work. Learn more.
Supporting your employees in achieving emergency savings goals is a win-win. Available directly to participants through MapMyFinances, emergency savings from Millennium Trust Company is another solution designed to meet the needs of your employees, while keeping it hassle-free for you. Another opportunity to help employees get control of their finances with limited effort and no administration.
Healthcare costs are on the rise and coupling a High-Deductible Health Plan (HDHP) with an Health Savings Account (HSA) can help employees pay for eligible health-related expenses now and in retirement. With its triple-tax benefit, offering employees an HSA gives them a powerful vehicle to help drive their financial wellness.
In the past, life insurance could take weeks – just to receive a decision. No more! Now, when employees submit a MassMutual Direct Term application online, they get an immediate decision and temporary coverage may begin right away1. Learn more.
1 For healthy, qualified individuals.
If you’re looking for Worksite Solutions, please contact us.Contact Us
At MassMutual, we pride ourselves on providing expertise and guidance to help you plan for your business’s financial future.
Our services and product options can help you protect your business and carry out your long-term vision.
If you were to become disabled, the future of your company could be in jeopardy. However, with a business overhead expense (BOE) disability policy in place, the business can continue to operate even while you are unable to work.
Whether you realize it or not, knowing the value of your business will have a big impact on both your personal and business planning. You cannot effectively protect the business or plan for the future of the business without knowing what it’s worth.
Disabilities that affect someone’s ability to work can be a serious issue for businesses of all sizes. Businesses can use DI as an effective planning tool to mitigate risk. Offering DI can also help you to recruit and retain employees.
Life insurance provides a solid financial foundation and serves as a versatile tool for businesses of all sizes. Business owners can use life insurance for additional purposes including protecting their company, family, partners, and key employees from an unexpected death, as well as a benefit to attract and retain top talent.
Your company’s retirement plan can play a key role in helping both you and your employees save for the future. It can also help you attract and retain the talent you need to help your business grow. Adding an annuity option to your retirement plan is worth considering. They can help you and your employees save for retirement and are the only option that can guarantee lifetime income.
When considering a qualified retirement plan for your employees, you may want to consider two plan types that are designed specifically for small businesses: a Simplified Employee Pension (SEP) and a Savings Incentive Match Plan for Employees (SIMPLE).
If you’re looking for support for your business, please contact us.Contact Us