| Whole Life 100 | Traditional pay to age 100 whole life insurance | |
| Whole Life 65 | Paid-up at age 65 | |
| Whole Life 10 Pay | 10 payment whole life | |
| Whole Life 15 Pay | 15 payment whole life | |
| Whole Life 20 Pay | 20 payment whole life | |
| Whole Life HECV | Pay to age 85, high early cash value for business balance sheet | |
| Survivorship Whole Life 100 | Pay to age 100, death benefit paid at death of second insured |
Make more possible
Your clients deserve more than copy-and-paste solutions. Get more innovative, more individualized, and more efficient with dedicated, one-on-one support from MassMutual Brokerage Directors.
Contact MassMutual Agency Brokerage Sales
888-488-6487
Brokeragesales@massmutual.com
Or, contact your local brokerage director today
Access Compass
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888-488-6487
Brokeragesales@massmutual.com
Or, contact your local brokerage director today
Access Compass
Login
Our Difference
Our Difference
Grow your practice and help your clients achieve more with access to MassMutual's product portfolio and people. We’re as committed to your success as you are — and available nationwide, whenever you need us. When MassMutual Agency Brokerage becomes part of your team, so much more is possible
Advanced Sales
Advanced Sales
Building and diversifying your business is easy when you align yourself with MassMutual. You’ll have a team of experienced advanced sales professionals who know the nuances of the products and will work with you and your clients’ in-house and outside counsel, tax advisors, and accountants.
Marketing Resources
Major areas of specialization
Business Planning
Charitable Planning
Personal Planning
Estate Planning
Executive Benefit Planning
Advanced Sales Video Series
Buy-Sell Entity Brokerage
Buy-Sell Cross Sell Brokerage
Leverage Bonus Brokerage
Executive Bonus Single
Executive Double Bonus
Product Portfolio
Product Portfolio
Whether you’re helping clients protect their family and business, or plan for retirement, we offer a lineup of insurance and investment products to fit any portfolio.
Marketing Resources
Life Insurance Marketing Hub
Disability Income Insurance Hub
Radius Choice DI Hub
Annuities Marketing Hub
Life Insurance
| UL GuardSM | Secondary guarantee universal life | |
| SUL GuardSM | Secondary guarantee, death benefit paid at death of second insured |
| Apex VUL® | Multi-functional, flexible premium variable universal life |
| Term — Annually Renewable Term | Annually increasing premium convertible term insurance | |
| Term 10, 15, 20, 25 and 30 | Level premium convertible term | |
| Term 15 ECP, 20 ECP, 25 ECP and 30 ECP | Level premium term with more time to convert (extended conversion period) | |
| Non-Convertible Term | Non-convertible, non-renewable one year term | |
| Non-Convertible Survivorship Term | Non-convertible, non-renewable one-year survivorship term |
Disability Income Insurance
| Radius Choice® | Individual DI insurance, non-cancelable to age 65 | |
| RetireGuard® | Individual DI insurance, non-cancelable to age 65, to fund retirement savings | |
| Executive Select Program | A program for executives who earn $800,000 or more annually, where coverage in excess of current I&P limits may be available on a Radius Choice policy |
| Business Overhead Expense | DI for business owners | |
| Disability Buy-Sell | DI for business owners |
Annuities
| MassMutual Odyssey SelectSM | Flexible premium deferred fixed annuity, 7 or 9 year surrender charge periods | |
| MassMutual Premier VoyageSM | Fixed deferred annuity with limited flexible purchase payments and a market value adjustment feature. Offers guarantee interest rate/surrender charge periods from 2 to 7 years. Issue ages up 90. | |
| MassMutual Stable VoyageSM | Single premium deferred fixed annuity with 3, 4, 5 year guaranteed interest rate/surrender charge periods | |
| Index HorizonsSM | Single premium deferred fixed index annuity |
*Stable Voyage is only available in states where Premier Voyage is not approved, which is currently California and New York.
| MassMutual RetireEaseSM Single Premium Immediate Annuity | Single premium immediate fixed annuity | |
| MassMutual RetireEase ChoiceSM Flexible Premium Deferred Income Annuity | Flexible premium deferred income annuity |
Long Term Care Planning Solutions
| LTCAccess Rider (Whole Life) | Optional rider available for Whole Life products (benefits paid on reimbursement-type basis) | |
| Chronic Illness Rider (Whole Life) | Optional rider available for Whole Life products (benefits paid on indemnity basis) | |
| Chronic Illness Rider (UL/VUL) | Automatically included for eligible Apex VUL and UL Guard policies |
| CareChoice One | Single premium whole life insurance policy with a qualified long term care insurance rider | |
| CareChoice Select | 10 payment whole life insurance with qualified long term care insurance riders |
Worksite
| MassMutual Group Whole Life Insurance (GWL) | Group whole life coverage on a guaranteed or simplified issue basis and option to purchase coverage for certain family members | |
| MassMutual Group Universal Life Insurance | Permanent, portable coverage with flexible premiums and guarantees | |
| MassMutual Group Accident Insurance | Limited benefit, non-participating group accident insurance provides lump-sum paid directly to employee if insured is injured due to a covered accident | |
| MassMutual Group Critical Illness Insurance | Limited benefit, non-participating group critical illness insurance provides lump-sum benefit paid directly to employee upon diagnosis of covered critical illness |
| MaxElect® | Executive individual disability income insurance product used for multi-life cases with a Guaranteed Standard Issue (GSI) offer | |
| RetireGuard® | Individual DI insurance, non-cancelable to age 65, to fund retirement savings |
Stay Informed
Follow MassMutual Agency Brokerage on LinkedIn for news, upcoming webinars, and resources.
Training
MassMutual offers web-based course trainings to its appointed brokers through RegEd. Trainings for AML, Annuities, and Life products (including Life-LTC hybrid) are available.
Certain states require product-specific training. Be certain to review the state and company required trainings prior to soliciting business. All training requirements are pre-solicitation, with the exception of AML. Additional information can be found in this guide.
If you are a Registered Representative who has already completed trainings through your broker-dealer, please notify us via email at AMLQ&A@MassMutual.com and we will confirm whether this training can be accepted.
Please include your name, your AA number, name of your broker dealer, date you completed the AML training, and a copy of your AML training certificate (if available).
Questions can be directed to Advisor Operations at 1-800-767-1000 ext. 48850.
You will need the following information to register
- User Name = “0” plus your 6-digit AA number (must be 7-digits)
- Password = username from above plus the first four characters of your last name (in lower case)
- Company Code = MML_ATTP
Financial Strength Ratings
AA+
Standard & Poor’s (Very Strong)
Aa3
Moody’s Investors Service (High Quality)
A++
A.M. Best (Superior)
AA+
Fitch Ratings (Very Strong)
Strength, Stability, and Performance
$34.5B
in total adjusted capital3
$1.8B
dividend payout in 2021 to eligible participating policyowners
$9.1B
Insurance and Annuity Benefits paid in 20233
$245B
total invested assets
Performance Reports
1Ratings are as of 12/1/2024 and apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are subject to change.
2These are consolidated statutory results of Massachusetts Mutual Life Insurance Company and its U.S.-domiciled life insurance subsidiaries: C.M. Life Insurance Company and MML Bay State Life Insurance Company.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.
©2023 Massachusetts Mutual Life Insurance Company (MassMutual®), Springfield, MA 01111-0001. All rights reserved.
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