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Corporate Responsibility

Corporate responsibility and community involvement are important components of how we operate our organization. We believe that doing business the right way, that continually working to make good decisions, results in a long-term prosperity that benefits our people, planet, communities and culture. This fundamental belief drives our business strategy and operating principles, and is a part of the fabric of our organization.

Annual & Corporate
Responsibility Report


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    We seek to provide our employees and agents with the opportunity to engage with their communities through philanthropic programs that address important societal issues.


    In our Communities

    LifeBridgeSM - Free Life Insurance Program
    Our unique LifeBridge Free Life Insurance Program provides $50,000 term life insurance policies free-of-charge to eligible parents or guardians. We pay the premiums, and our agents drive the program in their communities. If an insured parent or guardian dies during the 10-year term, a $50,000 benefit funds a trust1 serviced by our trust company to pay eligible dependent children's educational expenses. Our goal is to give away $1 billion in coverage. As of April 30, 2011, we have provided over $590 million in free life insurance coverage across the country.

    Charitable Giving
    We help enhance the quality of life within our communities by supporting efforts within our focus areas of education and career pathways, economic development and community vitality through grant making and collaborative efforts such as:

    - Encouraging the generosity of our eligible employees, agents, and company directors by matching their charitable contributions to qualified non-profit organizations.

    - Recognizing the exceptional community service efforts of our General Agents and qualified agents through Community Service Awards to qualified, non-profit agencies they volunteer with.

    - Engaging employees in our annual United Way campaign  through contributions, special events and volunteer opportunities.

    - Supporting local education, arts and culture initiatives through sponsorships and grants to organizations like Junior Achievement and the Springfield Symphony Orchestra.

    Economic Development
    We take an active role in Springfield's redevelopment and in particular the State Street corridor just outside our front door. We've worked with city officials to convene a group of more than 50 property owners, academic institutions, community-based organizations, and neighborhood groups to form the State Street Alliance. This group's mission is to create and implement a comprehensive economic redevelopment strategy for the State Street corridor. This initiative has the potential to significantly improve the economic climate of a central artery of the city and the immediate neighborhood of our home office.

    HOME Program
    Our HOME (Home Ownership for MassMutual Employees) program provides education and information on various aspects of homeownership. The program awards forgivable loans to qualified MassMutual employees who are first-time home buyers purchasing a primary residence in Springfield.


    In Our Agent and Client Communities

    Community Service Awards
    MassMutual recognizes the exceptional community service efforts of our General Agents and eligible agents by providing $10,000 grants to eligible, non-profit agencies they volunteer with through the Community Service Awards Program. The selection process is based on the applicant's eligibility, their commitment to the non-profit organization, degree of hands-on involvement and the impact of their volunteer efforts.

    Matching Gift Program
    We recognize and encourage the generosity of our eligible employees, agents, and company directors by matching their charitable contributions to qualified non-profit organizations

    Find out about more programs that link our agents, products and clients with philanthropic initiatives:

    Women and Finance
    Breast Cancer Awareness
    Disability Awareness Nights and Easter Seals events


    1Trust services provided by The MassMutual Trust Company, FSB.

    For additional information, e-mail us or call (413) 744-3653.

    Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

    Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA ( and SiPC ( MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.


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    © 2014 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved.