About MassMutual
MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policy owners. Founded in 1851, the company has been continually guided by one consistent purpose: we help people secure their future and protect the ones they love. With a focus on delivering long-term value, MassMutual offers a wide range of protection, accumulation, wealth management and retirement products and services. For more information, visit www.massmutual.com.

About Cboe Vest
Cboe Vest Financial LLC, a wholly owned subsidiary of Cboe Vest Group Inc., offers institutional-quality Target Outcome Investments® built on the backbone of its unique investment philosophy, that strive to buffer losses, amplify gains, manage volatility, or provide consistent income. In 2012 the Cboe Vest team began designing the methodology (see patent application) and developing the trading infrastructure for buffer strategy-based registered funds, and introduced the first buffer strategy in a registered fund in 2016. For more information, visit cboevest.com.

MassMutual Envision Disclosures:

MassMutual Envision is not available in New York and certain features and funds may not be available in all states. MassMutual Envision (Contract Form FPVDA21 and ICC21-FPVDA in certain states, including North Carolina) is a flexible premium deferred variable annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.
MassMutual does not recommend or endorse any particular fund, and MassMutual does not provide investment advice. MassMutual Envision contract owners are responsible for choosing the funds, and the amounts allocated to each, that are appropriate for their own individual circumstances and their investment goals, financial situation, and risk tolerance.
For more information on MassMutual Envision, the optional RetirePay feature, and the risks associated with buffer funds, visit www.massmutual.com/envision and see the “Principal Risks of Investing in the Contract – Defined Outcome Funds Risk” section of the prospectus. For more information on other retirement income options from MassMutual, visit www.massmutual.com/retirement.
Any guarantees explicitly referenced herein regarding MassMutual Envision are based on the claims paying ability of the issuing insurance company.
Principal Underwriters: MML Investors Services, LLC, and MML Strategic Distributors, LLC, subsidiaries of Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.
Variable annuities offered through registered representatives of MML Investors Services, LLC, Springfield, MA 01111-0001 or a broker-dealer that has a selling agreement with MML Strategic Distributors, LLC, Springfield, MA 01111-0001.

Cboe Vest U.S. Large Cap 10% Buffer Strategies VI Fund Disclosures:

The Cboe Vest U.S. Large Cap 10% Buffer Strategies VI Fund is only available to insurance company separate accounts and qualified retirement plans. It is not available for purchase directly by the general public, and is not the same as other mutual fund portfolios with very similar or nearly identical names and investment goals and policies that are sold directly to the public.
For more information on Cboe Vest U.S. Large Cap 10% Buffer Strategies VI Fund, visit https://www.cboevest.com/insurance-funds/buffer-10-fund.
Investors should consider the investment objectives, potential risks, management fees and charges and expenses carefully before investing. This and other information is contained in the Fund’s prospectus, which may be obtained online, or by calling 855-505-VEST (8378). Please read the prospectus carefully before investing. Distributed by Foreside Fund Services, LLC, Portland, ME. Member FINRA/SIPC.
Investing involves risk. Loss of principal is possible. While Cboe Vest Financial LLC seeks to deliver the returns of the 10% Buffer Strategy for each of the 12 strategies in the laddered portfolio, the strategy may not work as intended. The protection intended by the strategy is not guaranteed, and it is possible to lose more than the targeted 10% buffer. The Fund’s investment strategy is not designed to achieve a specific outcome over a specific holding period. Derivative Securities Risk. The Fund may invest in derivative securities. The Fund could experience a loss if derivatives do not perform as anticipated, or are not correlated with the performance of other investments which are used to hedge, or if the Fund is unable to liquidate a position because of an illiquid secondary market. FLEX Options Risk. The Fund bears the risk that the Options Clearing Corporation (OCC) will be unable or unwilling to perform its obligations under the FLEX Options contracts. Additionally, FLEX Options may be less liquid. Furthermore, the values of FLEX Options do not increase or decrease at the same rate as the Index, which may cause the Fund’s NAV to fluctuate. Please see the prospectus for more information regarding these and other risks associated with the Fund.
Cboe Vest U.S. Large Cap 10% Buffer Strategies VI Fund is a Target Outcome Fund®. Target Outcome Funds and Target Outcome Investments are registered trademarks of Cboe Vest Financial LLC. Cboe® is a registered trademark of Cboe Exchange, Inc. Cboe VestSM is a service mark of Cboe Exchange, Inc.
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