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A Mutual Life Insurance and Financial Services Company

Planning is more comfortable with a financial professional

Finances have been our expertise for over 170 years. It's no wonder why working with our financial professionals makes planning for the future more comfortable.

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Our financial professionals are here for you and your goals

A Holistic Approach To Planning

We consider the long term, the short term, and the many ways to prepare for them both. That's how we help you be ready for the future.

Your Future Deserves The Best

That's why we have over 7,500 financial professionals here to assist you on your journey through insurance, investing, planning and more.

170+ Years of Being There For You

Experience is the best teacher. It's taught us all we know about planning, protecting and being ready for just about anything.


How much life insurance do I need?


MassMutual's Life Insurance Calculator provides you with a quick and easy estimate of how much life insurance coverage you may need.

    How much disability income insurance do I need?

    a year
    disability income insurance coverage.
    during my disability.

    If you were too sick or injured to work, do you have enough income to cover your living expenses? Use the disability income protection insurance calculator to find out.

      How much do I need to save for college?

       years old. 
      college expenses.
      saved in my child's college fund.

      It's never too early to start saving for college. Our college savings calculator can help you estimate how much to save for college tuition, fees, room, and board.

        How much should I save for retirement?

        a year
        toward my retirement.
        saved for retirement.

        See if you're on track for the retirement you want. MassMutual's Retirement Savings Calculator provides a look at your retirement nest egg and estimated monthly income.

          Take the next step

          Connect with a Financial Professional

          With over 7,500 financial professionals available across the nation and 4,500 on, we're committed to help you secure your future.

          Recent Articles

          About us



          we've been helping people secure their financial future and protect the ones they love

          more than


          of life insurance protection in force as of 12/31/23

          named for the


          year in a row as a Best Place to Work for Disability Inclusion according to the Disability Equality Index®



          insurance and annuity benefits paid to policyowners and other customers in 2023

          Image of father holding a baby daughter next to image of 10 Fan Pier building in a circle and text saying 2023 Sustainability Report

          Sustainability and Mutuality

          Our commitment to sustainability is fundamentally aligned with and ingrained in how we operate and deliver value to our customers, policyowners, employees, communities, and the planet we share. Our annual Sustainability Report details our progress and reflects our commitment to being transparent about our performance.

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          Download our 2023 Sustainability Report
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          Our commitment to diversity

          Since our beginning more than 170 years ago, we've been a company of people helping people.
          All people.

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          Family walking along the beach. Text over image: "Securing our tomorrow. 2023 Annual Report"

          Read MassMutual’s 2023 Annual Report

          The Annual Report reflects our commitment to helping people secure their futures and protect the ones they love. Take a look at last year’s performance, our strength, and our values.
          Hands holding a cell phone with MassMutual App

          Discover the MassMutual App

          Pay bills, view statements, request loans, and more. The MassMutual App makes staying on top of your policies easy.


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          Great American Life is now MassMutual Ascend

          Great American Life Insurance Company, who joined the MassMutual family of subsidiaries last year, is now doing business as MassMutual Ascend. MassMutual Ascend is a leading provider of fixed, fixed-indexed, and registered index-linked annuities, committed to taking its clients’ financial futures above and beyond.

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          Man sitting on a chair typing on cell phone

          Report suspected fraud

          MassMutual is committed to protecting your privacy and security. Job recruiter fraud is a scam by impostors posing as recruiters or representatives of a company promoting fake job opportunities to job seekers. Please contact us if you receive suspicious or fraudulent communication regarding job opportunities.

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          For Policyowners

          2024 policyowner dividend announced

          MassMutual’s 2024 dividend payout, estimated at nearly $2.2 billion, will set a new record for the company.

          Access your MassMutual accounts and policies - anywhere, anytime.

          Account access at your fingertips - view information about your MassMutual insurance, annuities, pension annuities and investment accounts - view bills, schedule payments, update your address, download 1099s and more.

          Important information for LTCi policyowners

          Helpful information for those who have taken an important step to prepare for long term care if and when it may be needed.

          For Business

          Worksite Solutions

          Shaping the future at work

          MassMutual's employee benefits solutions can help connect the dots across the entire benefits landscape and make the complicated simple - for employers and employees alike.

          Institutional Solutions

          Experience the MassMutual difference

          Whatever your business, our consultative, customer-focused team delivers tailored solutions to help you meet your financial goals.


          MassMutual Strategic Distributors

          As a trusted 3rd-party distribution partner, MassMutual provides your firm with dedicated product, operations, tech and marketing support and resources.


          Securities offered through registered representatives of MML Investors Services, LLC, Member SIPC® ( and FINRA ( and a MassMutual subsidiary, 1295 State Street, Springfield, MA 01111-0001.