Life Insurance

Life insurance can be the foundation of your financial strategy and can help you leave a lasting legacy. It provides financial protection for your beneficiaries when you die. Some life insurance policies also accumulate cash value, offering a living benefit that can be used for supplemental retirement income, funding for a child's education or cash for emergencies.*

Types of Life Insurance We Offer

  • Term Life - temporary coverage for a specific period of time. The initial cost is generally lower than permanent insurance.
  • Permanent Life – lifetime protection, no matter how long you live. Many policies are designed with a cash accumulation feature for added financial flexibility.

* Access to cash values through borrowing or partial surrenders can reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

 

Needs Analysis

Schedule a no-cost, no-obligation needs analysis. A local Financial Professional will contact you to discuss your life insurance needs, and help you work through the obstacles that may stand in the way of building your financial future.

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MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and CM Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

1 Securities products and services offered through registered representatives of MML Investors Services, LLC, Springfield, MA 01111-0001 or a broker-dealer that has a selling agreement with MML Distributors, LLC., Springfield, MA 01111-0001. Both MML Investors Services, LLC and MML Distributors, LLC are subsidiaries of MassMutual, Springfield, MA 01111-0001.