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Disability Income Insurance

If you are like most people, you have insurance on your house, your car and other items of value. But, you may have overlooked protecting what is often your most valuable asset – your ability to generate an income. The same income that allows you to accumulate, and pay for, the other assets you hold dear. Disability income insurance helps protect a portion of your income and provides a fundamental layer of security for your financial future.

The Basics: Disability Income Insurance.


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Insuring Your Most Valuable Asset

What is it?

Insurance protection that pays benefits if you become too sick or hurt to work.

Who needs it?

Anyone who depends on their income to pay the bills or maintain their lifestyle should consider disability income insurance protection.

What is covered?

A percentage of your earned income is covered. Generally speaking, the benefits paid on an individually owned disability income insurance policy are tax-free.1

Take a few moments to use our Income Gap Calculator to determine the effects on your financial security if you were to become too sick or hurt to work.

Just starting to think about disability income insurance?

Prefer to speak to someone about disability income insurance?

1 The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel

This policy has exclusions and limitations. For costs and complete details of coverage call your agent or MassMutual at 1-800-272-2216 for a referral to an agent.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


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