Deferred Fixed Annuity
A deferred fixed annuity earns interest during the contract's accumulation period. The interest rates are set by the issuing company and are guaranteed not to be lower than the minimum guaranteed interest rate shown in the contract. A contract's accumulated assets can be converted into a guaranteed stream of income for the future.1
Deferred Variable Annuity
A deferred variable annuity offers variable investment choices (and usually a fixed account) in which the contract owner can invest. During the accumulation period, the investment return and value of the annuity will fluctuate in accordance with the investments selected. A contract's accumulated assets can be converted into a guaranteed stream of income for the future.
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1 Guarantees are based on the claims-paying ability of the issuing company.
Annuities are not appropriate for everyone. There are fees and charges associated with owning an annuity.
Variable deferred annuities are sold by prospectus. Before purchasing a variable annuity contract, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and its underlying investment choices. For this and other information, obtain the product prospectus and underlying investment choices prospectus from your registered representative or click here for our financial documents . The prospectuses should be carefully considered before investing or sending money.
Principal Underwriters: MML Distributors, LLC. (MMLD) and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MMLD and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.
Insurance products issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111 and its subsidiary CM Life Insurance Company, Enfield, CT 06082.