Why Supplemental DI?
The ability to earn an income is perhaps your most valuable asset, since income supports most financial plans. Many people insure their home, car and their ability to save for retirement, but may not be adequately insuring their ability to earn an income.2
Supplemental coverage helps bridge the gap between current earnings and benefits available through a group long term disability plan. Sometimes you may receive just half a paycheck (after taxes) if you were too sick or injured to work. Is that enough?
Advantages to Employees
- Provides a larger monthly benefit, when eligible for benefits
- No medical underwriting1
- Offered at a discount and fully portable3
- Covers bonus and incentive compensation
Advantages to Employers
- Enriched employee offerings at no cost to employers
- Easy to implement with expert support staff
Prefer to speak to someone about guaranteed standard issue disability income insurance?
1 Subject to approval.
2 MassMutual does not offer group LTD insurance.
3 If you leave the company, you can take this policy with you.
This policy has exclusions and limitations. For costs and complete details of coverage
call your agent or MassMutual at 1-800-272-2216 for a referral to an agent.
