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Disability Income Insurance: Individual, Fully Underwritten
In today’s hectic world, many people rely on their employers for access to important insurance products. This is often because they find it difficult to take the time to research - and truly understand - the need for the products. One of these products is disability income insurance (DI). Making individual disability income insurance available to your employees can help them get access to not only this important product, but the information they will need to make an informed decision.
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Individual, fully underwritten disability income insurance can be offered to your employees to supplement the long-term disability group coverage your company may be currently providing. Typically, group long-term disability benefits only pay about half an employee's net monthly income. Employees can purchase an individually-owned, supplemental policy to fit their needs and more closely align their protection plans with their overall income.
Supplemental disability income insurance can provide employees with higher levels of income protection at discounted premiums. Coverage is non-cancellable to age 65 and fully portable.
Prefer to speak to someone about individual, fully underwritten disability income insurance?
This policy has exclusions and limitations. For costs and complete details of coverage call your agent or MassMutual at 1-800-272-2216 for a referral to an agent.
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Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.
CRN201208-138925
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