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Retirement Planning: Retirement Plans

Planning for retirement is easier than it used to be. With our wide range of retirement products and services, we can help you design and maintain a long-term retirement strategy for you and your employees. MassMutual has been an innovator in meeting the changing needs of plan sponsors and participants for more than half a century.



What are they?

Retirement plans are plans offered by employers to their employees to help achieve income at retirement.

How are they used?

Different types of retirement plans may be offered as part of employee benefit packages to attract and retain top talent.

What are the benefits?

We offer a broad spectrum of defined contribution/401(k), defined benefit, and non-qualified deferred compensation plans to help participants prepare for retirement.

What are the different types of retirement plans that can help your business?

  • Defined Benefit Plans

    Commonly known as pension plans, defined benefit plans provide employees with a fixed benefit upon retirement that is typically dependent on salary, length of employment and age at retirement.

  • Defined Contribution Plans

    Most common of which are 401(k) plans, defined contribution plans are company-sponsored, tax-deferred retirement savings plans.

  • Non-Profit Plans

    Non-profit plans are integrated tax-deferred retirement plans specifically for non-profit organizations.

  • Non-Qualified Deferred Compensation Plans

    Non-qualified deferred compensation plans are for companies with highly compensated employees whose ability to maximize plan contributions may be limited by the qualified plan.

  • Professional Employer Organization (PEO) /Association Plans

    A Multiple Employer Plan may be adopted by Professional Employer Organizations and Associations in order to provide ยง401(k) plan benefits to their employees.

  • Taft-Hartley Plans

    Taft-Hartley retirement plans are exclusively for labor unions to provide defined contribution and defined benefit plans to their members.

  • Third Party Administrators

    Third Party Administrators typically located near plan sponsors often work with us, serving as a local resource to handle many day-to-day plan administration functions.

Prefer to speak to someone about retirement plans?

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001.

Securities offered through MML Investors Services, Inc., 1295 State Street, Springfield, MA 01111-0001, (800) 542-6767. Member FINRA (www.finra.org) and SiPC (www.sipc.org) .

RS-14629-00

Product Performance & Financial Documents

Check out unit values, product and underlying fund prospectuses, and semi/annual reports.



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