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Protecting Your Business: Disability Income Insurance

What if you or a partner became disabled? It is comforting to know that the business you’ve worked so hard to build and maintain can be protected in the event you become too sick or injured to work for an extended period of time.


What is it?

Generally speaking, individual disability income insurance replaces a portion of your income in the event of a disability. For business owners and partners, a disability income insurance policy can also protect their interests in the business.

How is it used?

Disability income insurance can be used to cover regular business expenses - keeping the business up and running - and as a buy-out option. These benefits will only be realized in the event of a total disability.

What are the benefits?

When you purchase disability income insurance to protect the business, it provides benefits, in the event a business owner becomes totally disabled, to help pay for regular overhead expenses or to purchase an owner's interest in the business.

What are the different types of disability income insurance that can help you protect your business?

Prefer to speak to someone about disability income insurance?

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and CM Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


Principal Underwriters: MML Distributors, LLC. (MMLD) and MML Investors Services, Inc., (MMLISI) Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MMLISI are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.


CRN201009-107274

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