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Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

Principal Underwriters: MML Distributors, LLC (MMLD) and MML Investors Services, Inc., (MMLISI) Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MMLISI are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

CRN201009-105956

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Individuals & Families

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Life Events: Children Life Events: Divorce Life Events: Illness or Accident Life Events: Loss of a Loved One Life Events: Marriage > More Life Events	Product Type: Annuities Product Type: Disability Income Insurance Product Type: Individual Retirement Account (IRA) Product Type: Life Insurance Product Type: Long Term Care Insurance > More Product Types

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Business Need: Attracting & Retaining Key Employees Business Need: Employee Benefits Business Need: Financial Management Business Need: Protecting Your Business Business Need: Retirement Planning > More Business Needs	Product Type: Annuities Product Type: Disability Income Insurance Product Type: Life Insurance Product Type: Long Term Care Insurance Product Type: Retirement Plans > More Product Types