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Special Needs

Are you caring for a person with a disability or other special needs - a child, a spouse or a dependent parent? You may need to be concerned not only with unique health issues, but also long-term financial needs. Careful life care and financial strategies can make a difference in the quality of life for your loved one and other family members - including yourself. Take a look at our SpecialCareSM program to find helpful information, specialists, and financial products and services to assist you.

Chartered Special Needs Consultant program sets new industry standard. Learn More.

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The Person Centered Life Care Planning Process keeps the person with a disability or other special needs as the primary focus and also focuses on the development of a Life Care Plan that will help to enable that person to obtain the best quality of life possible.

A Life Care Plan is a coordinated program of social, medical, financial and legal strategies for people with disabilities and their families. A life care plan continually changes to adapt to the needs of the special needs individual throughout their life.

 

Financial Professional
A financial professional who specializes in working with special needs will work with the person with a disability or other special need, their family members or caregiver, and their personal advisors to:

- help to understand the social, medical and legal needs of the person with the disability or special need,
- review your financial picture,
- inform you about options that make sense for your situation,
- help you to ensure that benefits such as Medicaid or Supplemental Security Income won't unintentionally be jeopardized,
- help you to maximize finances, and
- help you to maintain the lifestyle of the special needs individual.

Medical Professionals
Medical Professionals provide informational and emotional support for the special needs individual and/or families.

Social Workers
Social Workers often act as the client advocate when working with other service professionals (e.g. schools, medical facilities, financial advisors and/or Special Care Planners).

Attorneys
Attorneys provide legal services for people with disabilities and other special needs, their families or caregivers. They work closely with financial advisors and other financial professionals to develop the proper documentation for various items such as trusts.

Accountants
Accountants, working with financial professionals and other advisors, seek to understand the unique financial requirements of a person with a disability or other special needs and their family in order to help them properly develop a life care plan.

Family Member or Caregiver
The Family Member or Caregiver plays a pivotal role in determining the proper care and benefits for the person with a disability by working closely with other members of the team.

Contact SpecialCareSM
Contact us and find out how a Special Care Planner can help.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


CRN201301-144155
 

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