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variable life products financial documents
Variable Universal Life (VUL)
We no longer offer these policies for sale to the public. Policy owners may continue, however, to make premium payments to their policies.
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Prospectuses and Supplements

To view the contents of the prospectuses please click on the PDF icon below.

VUL policy prospectus Prospectus
For CA and NY only
For all other states

Underlying Investment Funds1

To view the contents of the prospectuses please click on the PDF icon below.

Fund Names Prospectus Annual / Semi-Annual Reports
AIM Variable Insurance Funds
(includes fund(s) listed below)
AIM V.I. Financial Services Fund (Series I)
AIM V.I. Global Health Care Fund (Series I)
AIM V.I. Technology Fund (Series I)
American Century Variable Portfolios, Inc.
(includes fund(s) listed below)
American Century VP Income & Growth Fund (Class I)
American Century VP Value Fund (Class I)
American Funds® Insurance Series®
(includes fund(s) listed below)
American Funds® Asset Allocation Fund (Class 2)
American Funds® Growth-Income Fund (Class 2)
DWS VIT Funds
(includes fund(s) listed below)
DWS Small Cap Index VIP (Class A)
Fidelity® Variable Insurance Products Fund
(includes fund(s) listed below)
Fidelity® VIP Contrafund® Portfolio (Initial Class)
Franklin Templeton Variable Insurance Products Trust
(includes fund(s) listed below)
Franklin Small Cap Value Securities Fund (Class 2)
Templeton Foreign Securities Fund (Class 2)
Goldman Sachs Variable Insurance Trust
(includes fund(s) listed below)
Goldman Sachs VIT Capital Growth Fund (Institutional)
Janus Aspen Series
(includes fund(s) listed below)
Janus Aspen Balanced Portfolio (Service)
Janus Aspen Forty Portfolio (Institutional)
Janus Aspen Worldwide Growth Portfolio (Institutional)
MFS® Variable Insurance Trustsm
(includes fund(s) listed below)
MFS® Investors Trust Series (Initial Class)
MFS® New Discovery Series (Initial Class)
MML Series Investment Fund Underlying Fund Prospectus and Statement of Additional Information
(includes fund(s) listed below)
MML Emerging Growth Fund
MML Equity Index Fund (Class II)
MML Growth Equity Fund
MML Large Cap Value Fund
MML NASDAQ-100® Fund2
MML Small Cap Growth Equity Fund
MML Series Investment Fund II Underlying Fund Prospectus and Statement of Additional Information
(includes fund(s) listed below)
MML Blend Fund
MML Enhanced Index Core Equity Fund
MML Equity Fund
MML Inflation-Protected and Income Fund3
MML Managed Bond Fund
MML Money Market Fund
MML Small Cap Equity Fund
MML Small Company Opportunities Fund
Oppenheimer Variable Account Funds
(includes fund(s) listed below)
Oppenheimer Capital Appreciation Fund/VA (Non-Service)
Oppenheimer Core Bond Fund/VA (Non-Service)
Oppenheimer Global Securities Fund/VA (Non-Service)
Oppenheimer High Income Fund/VA (Non-Service)
Oppenheimer Main Street Fund®/VA (Non-Service)
Oppenheimer MidCap Fund/VA (Non-Service)
Oppenheimer Strategic Bond Fund/VA (Non-Service)
Panorama Series Fund, Inc.
(includes fund(s) listed below)
Oppenheimer International Growth Fund/VA (Non-Service)
T. Rowe Price Equity Series, Inc.
(includes fund(s) listed below)
T. Rowe Price Blue Chip Growth Portfolio
T. Rowe Price Equity Income Portfolio
T. Rowe Price Mid-Cap Growth Portfolio
1 Fund order does not imply relative risk and return potential.
2 Prior to November 30, 2007, known as MML OTC 100 Fund.
NASDAQ®, NASDAQ-100® and NASDAQ-100 Index® are trademarks of The NASDAQ Stock Market, Inc. (together with its affiliates, “NASDAQ”) and are licensed for use by the Fund. The Fund has not been passed on by NASDAQ as to its legality or suitability. The Fund is not issued, endorsed, sold or promoted by NASDAQ. NASDAQ MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE FUND.
3 Prior to May 1, 2008, known as MML Inflation-Protected Bond Fund.
Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.
Principal Underwriter
MML Distributors, LLC
1295 State Street
Springfield, MA 01111-0001
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Wholly owned subsidiary of
Massachusetts Mutual Life Insurance Company
1295 State Street
Springfield, MA 01111-0001
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Variable Universal Life (Policy Form P2-98 in most states and P2-98NC in North Carolina) is issued by Massachusetts Mutual Life Insurance Company (MassMutual) in California and New York, and by C.M. Life Insurance Company, a wholly owned subsidiary of MassMutual, in all other states and in the District of Columbia.
C.M. Life Insurance Company is non-admitted in New York.
Variable Universal Life is no longer sold.
Not a bank or credit union deposit or obligation.
Not FDIC- or NCUA-insured.
Not insured by any government agency.
Not guaranteed by any bank or credit union.
May go down in value.
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