Before investing in any of the MassMutual Premier Funds and MassMutual Select Funds, investors should carefully consider a fund's investment objectives, risks, charges and expenses. The fund's prospectus contains this and other information about the fund. You may obtain the prospectuses by calling a MassMutual IRA Specialist at 1-877-747-6277. Read the prospectuses carefully before investing.

The MassMutual IRA is administered by National Financial Services, LLC as part of their Premiere Select Program. National Financial Services, LLC is not affiliated with MassMutual, MML Distributors, LLC or MML Investors Services, Inc. MassMutual Premier Funds and MassMutual Select Funds are distributed by MML Distributors, LLC, 1295 State Street, Springfield, MA 01111. Investments in the MassMutual IRA purchase Class A shares of the MassMutual Premier Funds and MassMutual Select Funds. The MassMutual IRA is offered through registered representatives of MML Investors Services, Inc., 1295 State Street, Springfield MA 01111. MassMutual Funds is a marketing designation for the MassMutual Premier Funds and MassMutual Select Funds and is not the legal name for these two fund families or the underlying mutual funds offered.

The MassMutual IRA should not be considered as a complete retirement solution. When planning for retirement, you should also think about factors, such as your total assets, your income needs, life insurance and health insurance needs, as well as planning for emergencies. Before investing in the MassMutual IRA, please be sure to determine whether rolling over your IRA asset is appropriate for you by considering several factors such as, your objectives, time horizon, risk tolerance, retirement needs, and income needs. Your MassMutual IRA value will fluctuate based on market performance, and when redeemed, may be worth less than the original cost.