The earnings on your investment grow federal income tax deferred.
	Your assets can be used at any accredited college or university in the United States.
	The assets can be used for any college expense, including tuition, books, fees, and room and board.
	You stay in control of the account-and can name another child as account beneficiary if, for example, the original beneficiary receives a scholarship or chooses not to attend college.
	There are generally no income limits or age restrictions.
	Because you can open an account with virtually any amount, it is easy to begin saving.

OppenheimerFunds, Inc.

As part of the MassMutual Financial Group, OppenheimerFunds is one of the largest and most respected mutual fund companies in the United States. Its products include mutual funds, education savings plans, variable annuities and qualified retirement plans. Its subsidiary, OppenheimerFunds Services, provides services to investors in the Oppenheimer funds and their financial advisors. To learn more, visit the OppenheimerFunds Web site or contact a Financial Professional.