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long term care insurance: what is long term care?
Long term care is a variety of services and supports to meet health or personal care needs over an extended period of time. Most long term care is non-skilled personal care assistance, such as help performing everyday Activities of Daily Living (ADLs): bathing, dressing, using the toilet, transferring (to or from bed or chair), caring for incontinence, and eating. The goal of long term care services is to help you maximize your independence and functioning at a time when you are unable to be fully independent.

You may wish to stay in your home and independent as long as possible. Long term care insurance is one option that helps provide more independence and control over health care decisions. A MassMutual agent can help you define your needs and customize a policy that will work well based on your lifestyle.

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