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| At the time of your retirement, you want a comfortable income that will enable you to maintain your lifestyle. MassMutual Odyssey can help you achieve this goal. With no front-end sales charge and, currently, no annual maintenance fee, MassMutual Odyssey allows your money to start growing on day one. (Liquidated earnings are subject to ordinary income tax and may be subject to surrender charges and, if taken before age 59 ½, a 10% federal income tax penalty may apply.) |
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| additional product information |
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A choice of surrender charge periods
Each individual has unique retirement goals, and that's why MassMutual Odyssey gives you a choice of either a 5-year or 7-year surrender charge period.1 Interest rates credited will differ based on the surrender charge period you select.
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100% return of principal
If the need arises for you to request a full surrender of your MassMutual Odyssey contract prior to the end of your surrender charge period, you will never receive an amount less than your purchase payments, adjusted for any prior surrenders and applicable state premium taxes. Surrender charges will apply to partial surrenders if the amount requested is above the annual "free-withdrawal" amount.
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| 1 MassMutual Odyssey is subject to state availability. |
| Not a bank or credit union deposit or obligation. |
| Not FDIC- or NCUA-insured. |
| Not insured by any federal government agency. |
| Not guaranteed by any bank or credit union. |
| MassMutual Odyssey (policy form number MUFA99) is a fixed deferred annuity contract with flexible purchase payments issued by Massachusetts Mutual Life Insurance Company in New York and by C.M Life Insurance Company in all other states. |
| C.M. Life Insurance Company, Enfield, CT 06082, is non-admitted in New York and is a wholly-owned subsidiary of Massachusetts Mutual Life Insurance Company, Springfield, MA 01111. |
| AN8580 0303 |
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| Need help, fast? MassMutual has a range of online service and support options ready to help you. |
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| For additional information call our toll-free number: 1 (800) 272-2216 (press 2); Monday-Friday 8:00a.m.-8:00p.m.(ET) |
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| Please enter a ZIP code or a city and state to locate a sales office near you. |
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