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MassMutual
deferred variable annuities
MassMutual Evolutionsm
Overview
MassMutual Evolution is a deferred variable annuity that can help you prepare for retirement. It offers a balance of accumulation and income features to help you achieve your financial goals.

Key characteristics:
MassMutual - a history of strength and stability
Brand name investment management
Range of investment alternatives and asset management tools
Living benefits protection
Death benefit protection

Guarantees are based on the claims-paying ability of the issuing company.

Click on the additional product information icons below for more information.

Monthly Performance
Quarterly Performance
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financial documents
Product and underlying fund prospectuses, supplements, and semi/annual reports.
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additional product information
Product Specifications
Product Brochure
MassMutual Evolution may be suitable for you if you:
Want to supplement your current efforts to invest more for retirement
Need the flexibility to begin receiving retirement income now or in the future.
Have a significant lump sum you want to: 1) preserve, 2) give an opportunity to grow and 3) tap for income

(Guarantees are based on the claims-paying ability of the issuing company or companies.)

The product and/or certain features may not be available in all states.

* The dates referenced above refer to the issue date of your contract. That is, Unit Values are contingent upon the date your contract was issued. GMIB=Guaranteed Minimum Income Benefit; GMAB=Guaranteed Minimum Accumulation Benefit. Guarantees are based on the claims-paying ability of the issuing company or companies. For more information on these features and the death benefits, please refer to the MassMutual Evolution prospectus.
**Also referenced as MassMutual Guaranteed Income Plus 5sm and MassMutual Guaranteed Income Plus 6sm.
***Also referenced as MassMutual Lifetime Payment Plus.SM
MassMutual Evolution deferred variable annuity is sold by prospectus. Before purchasing a deferred variable annuity contract, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and its underlying investment choices. For this and other information, click on the "financial documents" link above. Please read the prospectus carefully before investing or sending money.
Not a bank or credit union deposit or obligation.
Not FDIC- or NCUA-insured.
Not insured by any federal government agency.
Not guaranteed by any bank or credit union.
May go down in value.
Principal Underwriter
MML Distributors, LLC
1295 State Street
Springfield, MA 01111-0001
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Wholly owned subsidiary of
Massachusetts Mutual Life Insurance Company
1295 State Street
Springfield, MA 01111-0001
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MassMutual Evolutionsm (policy form # TMLS; TMLS (NC)) is a variable annuity contract issued by Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-1111.
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