Facing the financial challenges due to a serious illness or accident without the protection afforded by disability income insurance and long term care insurance can be devastating. Group insurance benefits and government programs will only cover portions of the cost of care and lost income. Additional protection can help meet any remaining expenses faced by you and your family.

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having an illness/accident Select from the solutions on the left to learn how the MassMutual Financial Group companies can help you through a difficult injury or health problem. Everyone wants to generate income to live a comfortable lifestyle and provide for his or her loved ones. But what would happen if you were suddenly hit with a disabling injury or illness that prevented you from continuing to work? Including the appropriate level of disability income insurance in your financial plan based on your individual income could be the difference between maintaining your current lifestyle and barely getting by. An illness or accident can happen at any time. Some illnesses and accidents may also trigger a long term care need, and the costly services - personal, social and supportive - that are often required for a chronic illness or impairment. Help protect your assets. Help secure your independence and choice. Plan today to help provide the financial and physical support you may need. What would happen if you or your spouse were incapacitated and unable to make decisions? A carefully crafted revocable trust can help to ensure your financial affairs are managed in the manner you would have intended.

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