Start by listing the expenses that will be coming up. Will you be looking for a larger home or a more reliable car? What about the educational expenses that seem so far away? The tuition bills will be here before you know it. Your insurance needs have changed too. You'll want to make sure that your life, health and disability income insurance coverage is appropriate. It's probably time to review your investment¹ and estate planning strategies² as well.

1 Securities and investment advisory services offered through MML Investors Services, Inc., 1295 State Street, Springfield, MA 01111-0001, (800) 542-6767. Member FINRA (www.finra.org) and SiPC (www.sipc.org). 2 Estate planning services are provided in conjunction with the client's attorney and accountant.

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raising a family Select from the solutions on the left to learn how the MassMutual Financial Group companies can help you protect and provide for your growing family. Holding your newborn child for the first time is one of the most precious moments in life. You want to provide your child with the best opportunities that you can. A disability, and the resulting loss of salary and savings, could make it difficult to provide for your family. Disability income insurance protection can protect a portion of your earned income to help maintain your family's standard of living. If you're planning for the higher education of a child, a grandchild, a spouse, a friend or even yourself, a 529 College Savings Plan can help you build a solid financial foundation. Life insurance provides protection and security for your loved ones when you die. Whether you want to replace income, provide for your children's education, continue a business or fund your spouse's retirement, life insurance may help meet your family's financial goals and ongoing needs. Taking care of your family, your home and your career leaves little spare time. With so much focus on the immediate demands of family and livelihood, making plans to provide care for an aging parent or other family member - should a long term care need arise - is often overlooked. Help protect your hard earned assets, and lessen the financial, physical and emotional challenges of taking care of a loved one. Create a foundation that can support your family's changing financial needs. Mutual funds offer the benefits of professional management and asset diversification that may help you reach your long-term financial goals.

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