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| compensation MassMutual receives from fund advisers |
| As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies may receive compensation from the fund advisers to certain funds that are available as investment choices within variable annuity and variable life insurance contracts issued by MassMutual and certain affiliates. The list of the funds whose advisers pay such compensation is provided below. Please refer to your prospectus for additional information regarding these payments. |
| additional compensation payments to distributors |
| As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies pay additional commissions to certain broker-dealers for selling variable insurance contracts issued by MassMutual and certain affiliates. A list of the broker-dealers to whom such payments are currently made is provided below. Please refer to your prospectus for additional information regarding these payments. |
| compensation MassMutual pays to producers who place insurance with MassMutual |
| Additional Information regarding agents and brokers compensation disclosure. |
| Sales of all variable products must be preceded or accompanied by the current prospectuses for the products and their investment choices. Before purchasing a variable product, investors should carefully consider the investment objectives, risks, charges and expenses of the variable product and its underlying investment choices. Please read them carefully before you invest or send money. The prospectuses are available through the links below. Contact your registered representative if you have any questions. |
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| life insurance (variable) |
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| * Product no longer sold. |
Principal Underwriter
MML Distributors, LLC
1295 State Street
Springfield, MA 01111-0001 |
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Wholly owned subsidiary of
Massachusetts Mutual Life Insurance Company
1295 State Street
Springfield, MA 01111-0001 |
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| Products are issued through Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001, C.M. Life Insurance Company, Enfield, CT 06082 and MML Bay State Life Insurance Company, Enfield CT (Principal Administrative Office), subsidiaries of Massachusetts Mutual Life Insurance Company. |
| C.M. Life Insurance Company and MML Bay State Life Insurance Company are non-admitted in New York and are subsidiaries of Massachusetts Mutual Life Insurance Company. |
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