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MassMutual
long term care insurance: small business owner
Small business is the backbone of the American economy, and the small business is often the majority of the owner's personal estate. Protecting the business - its assets and its ability to generate income for your family - from the major costs1 associated with long term care is fast becoming an essential component of every retirement plan.

While significant support can be provided by family and relatives, paying for an array of personal care, health, social and supportive services, can place significant financial and emotional burdens on families and individuals. Contrary to popular belief, Medicare, Veterans Benefits and most health plans pay little toward long term care. Medicaid pays only for Americans who meet their strict financial guidelines2. Most often it is individuals and their families who end up paying for care.

The security offered by a long term care insurance policy from MassMutual can help preserve your business and its assets, your lifestyle and your independence should you need long term care. Access a link below to see how a tax-qualified SignatureCare® long term care policy can be designed to fit your specific needs.

for owners
A business worth building is a business worth keeping. Protect yourself, your family and your key employees.
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for employees
You probably are already taking advantage of the basic benefit plans offered including medical, disability and group life. Will that be enough?
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1 Average annual cost for nursing home care (semi-private) is $57,764.90. Average daily cost for eight hours of home care is $144.96. Source: MetLife Mature Market Institute - Market Survey of Nursing Home & Home Care Costs, August 2003
2 Medicaid guidelines will vary by state. Please contact your local Medicaid office for more details.
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learn more about SignatureCare® long term care insurance
#050143-000 05/05
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