home  |  about  |  careers  |  contact  |  site map  | 
MassMutual
long term care insurance

Many people plan for retirement, but few think about what will happen to that plan if they or a loved one were to need long term care.

Long term care can range from assistance in performing basic activities of daily living to highly skilled medical care in a controlled environment. Because the risk of needing long term care increases with age, it is important to plan for your care needs now, while you are younger and healthier.

Long term care insurance helps you pay for the long term care services you may require. Without coverage, the major costs1 associated with these services have the potential to deplete an individual's or family's financial resources.

The security offered by an individual long term care insurance policy from MassMutual can help preserve your savings and assets, your lifestyle, and your independence should you need long term care. Access a link below to see how a tax-qualified SignatureCare® long term care insurance policy can fit you or your company's specific needs. If you are a current MassMutual policy holder, you may also qualify for first year premium discounts2.

employers
35% of employees may be handling some level of family elder care responsibility right now3.
more contact
small business owners
The bottom line: A long term care need can harm the things most important to you.
more contact
individual and families
A long term care need can happen to anyone – whether you need care yourself, or find yourself in the position of caregiver.
more contact
1 Average annual cost for nursing home care (private room) is $75,190.00. Average daily cost for eight hours of home care is $206.00. Source: MetLife Mature Market Institute, Market Survey of Nursing Home and Home Care Costs, September 2006.
2 Restrictions apply. Premium discounts not available in all states
3 National Study of Changing Workforce, Families and Work Institute, 2002.
Coverage provided by policy forms MM-400-P, et al. (In ID MM-400-P-ID, In NC MM-400-P-NC, In TX MM-400-P-TX and MM-401-P-TX and in PA, MM-400-P-PA through MM-405-P-PA). Underwritten by Massachusetts Mutual Life Insurance Company, Springfield MA. Benefits vary by state. For cost and further details of coverage including exclusions, reductions or limitations and the terms under which the long term care insurance policy may be continued in force, contact your licensed MassMutual representative. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.
quick links
service
contact a financial professional
locate an office
directions
for businesses
home
business solutions
annuities
disability income insurance
executive group life insurance
family business resources
terminal funding
executive benefits
life insurance
long term care insurance
retirement services
trust services
related information
tax implications for businesses
learn more about SignatureCare® long term care insurance
#050139-000 10/06
Copyright © 2008 Massachusetts Mutual Life Insurance Company. All rights reserved. privacy / legal notice