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Choice. Protection. Control. Managed growth. MassMutual helps minimize risk while offering good investment opportunities.
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| Not only do variable annuity products issued by Massachusetts Mutual Life Insurance Company and CM Life Insurance Company offer up to 11 asset classes to invest in, no other personal retirement savings vehicle offers a guaranteed lifetime of income. (Guarantees depend on the claims-paying ability of the issuing company or companies.) A fixed or variable annuity may be the right ingredient to add to your portfolio to keep the proper diversification desired in order to maintain a balance of your investments. |
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| Trust options are available to help you accumulate assets. The Investment Trust is good for those who feel they may need the guidance of a professional trustee with administration of assets and record keeping. The Investment Trust provides for ongoing custody and professional management of investments.2 A Revocable Living Trust enables you to secure the services of a professional trustee to manage trust assets while allowing you to retain full control of your assets, including taking distribution of any or all of the assets at any time. It has several additional advantages: you may revoke the trust at will, change the terms of the trust at will, and make additional contributions at any time. |
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| 1 Discretionary and nondiscretionary investment management services provided by MassMutual Trust Company Trust Investment Committee. |
| Securities and investment advisory services offered through MML Investors Services, Inc., 1295 State Street, Springfield, MA 01111-0001, (800) 542-6767. Member FINRA (www.finra.org) and SiPC (www.sipc.org). |
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