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voluntary employee benefits
Being able to offer choices to your employees means they enjoy more personalized benefits. That helps enable you to attract and retain good employees.

You can offer more choice to your employees with MassMutual's voluntary employee benefits products and services.

long term care insurance
When you offer individual long term care insurance to your employees, you have complete flexibility on how the product is offered. There is no additional cost to you when you offer long term care insurance as a voluntary employee benefit.
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voluntary individual disability income insurance
Struggling with how to provide employees with the best possible benefit packages amidst tightening budgets? Offer coverage on a voluntary, employee-paid basis. Your employees will appreciate convenient worksite access to added protection, which may even be offered to them at a discount in this setting.
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annuities
A Simplified Employee Pension (SEP) plan is a retirement plan that provides you, the employer, with an easy way to make contributions toward your employees’ retirement income. Under a SEP, you can contribute to an employee’s traditional individual retirement annuity (traditional IRA).1
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executive benefits
Executive Benefits is a collection of four businesses: Bank-Owned Life Insurance (BOLI), Corporate-Owned Life Insurance (COLI), executive carve-out benefits and our new Private Client Group. Executive Benefits can offer solutions for voluntary employee benefits.
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1 Annuities do not provide any additional tax advantages when used to fund a SEP-IRA. Investors should consider buying an annuity to fund a SEP-IRA for the annuity's additonal features such as a guaranteed lifetime income or death benefit.
All disability income insurance policies, riders and options may have exclusions and limitations. For costs and complete details of coverage, call your MassMutual representative, or us at 1(800) 272-2216 (press 3).
All disability income insurance policies, riders and options are issued by MassMutual.
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voluntary employee benefits
#050243-000 12/03
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