For Benefits Managers: Protecting key executives

home

about

careers

contact

site map

protecting key executives

Your employees are one of your company’s most valuable assets, and none are more valuable than your key executives. They step in and make the right decisions, bring in key clients and are role models for the new employees. Protecting them means protecting your business.

The MassMutual Financial Group companies offer a range of products and services to help you protect your key executives and keep your business running smoothly.

long term care insurance

Key executives are only ‘key’ when they are working. Good employees scaling back hours – even giving up jobs entirely – because of a long term care issue is not uncommon.

retirement services

Many financial analysts suggest setting aside 12 percent to 15 percent of gross compensation each year to save for retirement. Because of discrimination testing issues, most highly compensated employees cannot save at this level in a qualified plan. A non-qualified deferred compensation (NQDC) plan can help your highly compensated employees better address their retirement needs and help your company attract and retain key executives.

life insurance

You lay the foundation for a profitable and secure future by developing strategies for retaining key people. Do you offer competitive salaries and bonuses? Do you provide adequate life insurance?

supplemental individual disability income insurance

Can you afford to offer less insurance protection to your organization’s highest paid personnel? The more highly paid and variably compensated someone is, the less coverage they will end up with from their group long-term disability plan alone. Where group long-term disability plans may fall short, supplemental individual disability income insurance policies can be designed to address the need for increased coverage — raising coverage for select employees up to the level provided by a group long term disability plan for the average salaried employee.

executive benefits

Executive Benefits is a collection of four businesses: Bank-Owned Life Insurance (BOLI), Corporate-Owned Life Insurance (COLI), executive carve-out benefits and our new Private Client Group. Executive Benefits can offer solutions for protecting your key executives.

All disability income insurance policies, riders and options may have exclusions and limitations. For costs and complete details of coverage, call your MassMutual representative, or us at 1(800) 272-2216 (press 3).

All disability income insurance policies, riders and options are issued by MassMutual.

Some products, riders and options are not available in all states.

Riders and options providing additional coverage are available at an extra cost.

quick links

	service
	contact a financial professional
	locate an office
	directions

for businesses

home

for benefits managers

	recruiting and retaining employees
	protecting key executives
	protecting employee retirement
	protecting employee income
	reducing employee absenteeism
	tax considerations
	asset management
	returning to work after a disability
	voluntary employee benefits


	#050182-000 12/03

privacy / legal notice