"We implemented and continue to increase the use of GuidanceResources with a single focus: our policyholders. Our hope is to provide policyholders with that extra support they seek to stay healthy and balance their lives and to help those who have a disability to adjust to their new lives," said Larry Hazzard, vice president of marketing, Disability Income Insurance, MassMutual.

As the first insurance provider to offer an extensive variety of resources to all of its individual disability income insurance policyholders, MassMutual continues to break new ground. By eliciting feedback from participants, ComPsych and MassMutual are able to identify and address day-to-day and time-of-crisis needs to help develop new program enhancements.

According to aggregated data provided by ComPsych, during the first six months of the program participants have accessed secure online tools to confidentially seek information on the following top areas of interest: fitness and nutrition, emotional well-being, money management, estate planning and elder care, debt and bankruptcy, divorce and domestic issues and buying and selling an auto.

The aggregated data also illustrated that MassMutual disability income insurance policyholders with disabilities who are receiving benefits from MassMutual sought one-on-one counseling on personal, family, legal and financial issues and vocational services to help them return to work and/or prepare them for positions in new career fields.

According to Hazzard, policyholders have expressed a 98 percent satisfaction rate with the program and, thanks to continued input, MassMutual and ComPsych are working together to further customize services. This feedback process helped in the development of a one-on-one counseling program to lead policyholders to MassMutual for additional vocational services, including developing accommodations to help them return to work and/or vocational training to prepare them for positions in new career fields.

Hazzard described one particular example of a policyholder receiving disability income insurance benefits from MassMutual who was self employed before becoming disabled. A personalized plan was developed to provide the policyholder with transitional funding for a lease and office expenses to get started working again on a part-time basis," he explained.

About MassMutual
MassMutual Financial Group is the fleet name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates, with more than 13 million clients and over $395 billion in assets under management at year-end 2005.

Founded in 1851, MassMutual is a mutually owned financial protection, accumulation and income management company headquartered in Springfield, Mass. MassMutual's major affiliates include: OppenheimerFunds, Inc.; Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; and MML Investors Services, Inc., member FINRA and SiPC (www.finra.org www.sipc.org) For more information about MassMutual disability income insurance, visit http://www.massmutual.com/halfapaycheck.

About ComPsych
Founded in 1984, ComPsych is the world's largest provider of employee assistance programs and is the leading provider of fully integrated EAP, behavioral health, work-life, wellness and crisis intervention services under the GuidanceResources brand. ComPsych provides services to more than 25 million individuals and 6,500 organizations throughout the U.S. and 92 countries. Clients range from the Fortune 500 to smaller public and private concerns as well as government entities and Taft-Hartley groups. ComPsych creates "Build-to-Suit" programs which help employers attract and retain employees as well as improve employee productivity and performance. For more information, visit www.compsych.com.

All services provided directly by GuidanceResources^® are at no cost to policyholders. ComPsych has agreed, by contract with MassMutual, to offer life assistance services and guidance (collectively the "Services") to MassMutual's customers. MassMutual assumes no responsibility or liability for the Services or any results thereof. Any questions regarding the Services should be directed to ComPsych.

MassMutual reserves the right to modify, revoke, change, suspend or terminate the program described in this document at any time, or from time to time, with or without notice.

ComPsych and GuidanceResources are registered trademarks of ComPsych Corporation.