Jim Gilligan has joined MassMutual's Palm Beach Gardens, Fla. office effective February 21. He was previously regional director of The Newport Group's Florida retirement plan practice. Gilligan also served as a senior retirement plan consultant for CBIZ Benefits & Insurance Services and spent seven years with The Vanguard Group. He attended Villanova University and maintains FINRA Series 6 and 63 registrations as well as a Life, Health and Variable Annuity license from the state of Florida.

Greg Wozniak has joined MassMutual's Kansas City, Mo. office effective February 21. Wozniak was most recently a retirement consultant with Robert W. Baird & Co., and was previously with American Century Investments. He brings more than 10 years of experience in retirement services to his new role. A graduate of the University of Missouri, Wozniak holds FINRA Series 7 and 66 registrations, as well as a Life license from the state of Missouri.

Steve Smith has joined MassMutual's San Francisco office effective April 10. Smith was most recently a pension consultant and national sales leader for the Standard Insurance Company's San Francisco retirement plan practice. A graduate of Western Washington University, Smith holds the FINRA Series 6, 63 and 65 registrations.

Matt Landon has rejoined MassMutual in the company's New York office, effective April 10. Landon was with MassMutual Retirement Services from 1994 through 2001, and was most recently founder and president of Landon Ventures, specializing in creating and managing start-up investment and service companies. Prior to Landon Ventures, Landon was with Fidelity Investments. A graduate of Dartmouth College, Matt brings more than 12 years of experience to his new position. He holds FINRA Series 6 and 63 registrations.

"MassMutual is committed to providing in-depth expertise and support to financial professionals and, ultimately, to the clients they serve in the retirement plan marketplace. We will continue to build our team with professionals experienced in DC, DB and nonqualified plans to ensure the highest level of service to every customer," states Stan Label, national sales manager for MassMutual Retirement Services.

For more information about MassMutual Retirement Services, please call (888) 626-4911.

Photos available upon request from lreilly@massmutual.com.

About MassMutual
MassMutual's Retirement Services Division has been serving retirement plans for nearly 60 years. It offers a full range of products and services for corporate, union, nonprofit and governmental employers' defined benefit, defined contribution and nonqualified deferred compensation plans. It serves approximately one million participants.

MassMutual Financial Group is the fleet name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates, with more than 13 million clients and over $395 billion in assets under management at year-end 2005.

Founded in 1851, MassMutual is a mutually owned financial protection, accumulation and income management company headquartered in Springfield, Mass. We are a premier provider of life insurance, annuities, disability income insurance, long term care insurance, retirement planning products, income management and other products and services for individuals, business owners, and corporate and institutional markets.

MassMutual's affiliates include OppenheimerFunds, Inc.; Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; MML Investors Services, Inc., member FINRA and SiPC (www.finra.org www.sipc.org); The MassMutual Trust Company, FSB; MML Bay State Life Insurance Company; C.M. Life Insurance Company; and MassMutual International, Inc.

Massachusetts Mutual Life Insurance Company (MassMutual) and affiliates, Springfield, MA 01111-0001

Securities offered through registered representatives of MML Investors Services, Inc., a MassMutual subsidiary.

Copyright © 2006 Massachusetts Mutual Life Insurance Company. All rights reserved.