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Compensation Arrangements

Compensation MassMutual receives from fund advisers

As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies may receive compensation from the fund advisers to certain funds that are available as investment choices within variable annuity and variable life insurance contracts issued by MassMutual and certain affiliates. The list of the funds whose advisers pay such compensation is provided below. Please refer to your prospectus for additional information regarding these payments.

Additional compensation payments to distributors

As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies pay additional commissions to certain broker-dealers for selling variable insurance contracts issued by MassMutual and certain affiliates. A list of the broker-dealers to whom such payments are currently made is provided below. Please refer to your prospectus for additional information regarding these payments.

Compensation MassMutual pays to producers who place insurance with MassMutual

Additional Information regarding agents and brokers compensation disclosure.

Sales of all variable products must be preceded or accompanied by the current prospectuses for the products and their investment choices. Before purchasing a variable product, investors should carefully consider the investment objectives, risks, charges and expenses of the variable product and its underlying investment choices. Please read them carefully before you invest or send money. The prospectuses are available through the links below. Contact your registered representative if you have any questions.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


Principal Underwriters: MML Distributors, LLC (MMLD) and MML Investors Services, Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.


CRN201206-135362
 

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