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Our Company

Experienced people, exceptional products and a realistic, needs-based approach to your financial strategy is our commitment to you. It's not about fitting you into a category or rushing you into a sale. Our Financial Professionals work closely with you to understand your unique situation and goals, and help you work through the obstacles that may stand in the way of building your financial future.

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    MassMutual Financial Professionals will help you make decisions that reflect what's important to you, support those who depend on you, adjust to your changing needs, and help prepare you for turbulent markets.

    A Personal Approach
    You're a unique individual – and as you move through life, your financial needs are bound to shift and evolve. This is why MassMutual Financial Professionals work hard to get to know you so they can provide solutions that address your specific situation. Some work on a commission basis, some are also fee-based planners. Our offerings include products that help protect you, your family and your business against life's greatest risks and help secure your financial future. Our Financial Professionals also strive to maintain a long-term relationship with you, helping you adapt and refine your financial strategy to meet your changing needs.

    Qualified and experienced
    MassMutual and its general agencies provide Financial Professionals with considerable training and development opportunities, including needs-based analysis techniques designed to offer solutions and guidance that are the right match for you and your specific financial goals. Financial Professionals are encouraged to obtain important industry designations such as Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC), Chartered Special Needs Consultant and Certified Family Business Specialist. Most MassMutual Financial Professionals are also registered representatives who provide a range of investment products through MassMutual’s broker-dealer, MML Investors Services LLC, Member FINRA ( and SIPC (

    Locations near you
    Our Financial Professionals are located throughout the United States and Puerto Rico, with representation in most major metropolitan areas. MassMutual currently has over 80 “core” retail distribution offices, or general agencies. These offices are operated by a General Agent (GA) who is contracted with MassMutual. The GA recruits Financial Professionals in his or her region who are best suited to help clients make good financial decisions.

    Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and CM Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

    General Agents are independent contractors and not employees of MassMutual or its subsidiaries. Financial Services Professionals are independent contractors and not employees of MassMutual, its subsidiaries, or of the General Agents with whom they contract.


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    © 2014 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved.