Experienced people, exceptional products and a realistic, needs-based approach to your financial strategy is our commitment to you. It's not about fitting you into a category or rushing you into a sale. Our Financial Professionals work closely with you to understand your unique situation and goals, and help you work through the obstacles that may stand in the way of building your financial future.
We’re committed to our trained, entrepreneurial network of Financial Professionals, people who think the way we do in terms of long-term value. Our Financial Professionals strive to maintain a long-term relationship with their clients, helping them adapt and refine financial strategies throughout a lifetime.
It takes a little longer to get to know a local MassMutual Financial Professional personally, and develop the trust required for a genuine working relationship. It’s not a matter of going to a website and clicking through some drop-down menus.
We believe the investment is worth the result – having someone who works closely with you to understand your unique situation and goals, and helps you work through the obstacles that may stand in the way of building your financial future.
How We Sell Our Products
At the heart of our business is a distribution network of over 4,600 trained and knowledgeable Financial Professionals backed by the professional support services in our home office. Financial Professionals are an integral component of MassMutual’s strategy and account for about 75 percent of the company’s sales. This distribution network is augmented by nearly 40,000 brokers who are also licensed to sell our products.
Our Financial Professionals are located throughout the United States and Puerto Rico with representation in most major metropolitan areas. MassMutual currently has over 80 “core” retail distribution offices, or general agencies. These offices are operated by a General Agent (GA) who is contracted with MassMutual. The GA recruits Financial Professionals in his or her region who are best suited to help clients make good financial decisions.
MassMutual and the general agencies provide Financial Professionals with considerable training and development opportunities, providing needs-based analysis techniques to assist the individuals, families and business owners they work with. Financial Professionals are also encouraged to obtain important industry designations such as Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and CM Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.
Principal Underwriters: MML Distributors, LLC. (MMLD) and MML Investors Services, Inc., (MMLISI) Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MMLISI are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.
General Agents are independent contractors and not employees of MassMutual or its subsidiaries. Financial Services Professionals are independent contractors and not employees of MassMutual, its subsidiaries, or of the General Agents with whom they contract.
