The Strength of a Good Decision

In difficult times, a good financial decision begins with a strong financial company.

Founded in 1851, MassMutual is owned by and run for the benefit of its members and participating policyholders. We answer to the needs of our customers – not to stockholders or Wall Street. And we’ve paid dividends to our eligible participating policyholders every year since the 1860s.¹

While we are not immune to the challenges of today’s economic environment, we remain on track to weather these storms and help you meet your long-term financial goals, following the same sound strategy that has served our policyholders well for more than 158 years.

On this page you will find a range of information about MassMutual’s financial strength, mutual structure and financial results, including our 2008 Annual Report.

• The Strength of a Good Decision
• Financial Documents
• Financial Strength Ratings

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

Principal Underwriters: MML Distributors, LLC (MMLD) and MML Investors Services, Inc., (MMLISI) Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MMLISI are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.