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Financial Information

As a mutual company, we measure accomplishments a little differently, because we're owned by our members. We offer a long-term focus, providing the strength and stability you expect from us. Yet, we need to deliver strong financial results year after year.

Annual Reports

Corporate Responsibility Report
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Financial Strength Ratings
Why should you care about our financial strength ratings? Because they're a key indicator of our ability to deliver on our long-term commitments to you, like paying a life insurance benefit or an annuity payment. And they can give you reason to believe the money you entrust with us is being handled expertly. We're proud that our ratings1 are among the highest of any company in any industry.

A.M. Best Company: A++ (Superior; top category of 15)
Fitch Ratings: AA+ (Very Strong; second category of 21)
Moody's Investors Service: Aa2 (Excellent; third category of 21)
Standard & Poor's: AA+ (Very Strong, second category of 21)


1Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings as of 7/1/10. Ratings are subject to change.







Related Information

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


Principal Underwriters: MML Distributors, LLC (MMLD) and MML Investors Services, Inc., (MMLISI) Members FINRA (www.finra.org) and SiPC (www.sipc.org). MMLD and MMLISI are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.


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