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Financial Information

Our mutual structure is the key to how we operate. As a company run for the benefit of our policyowners, we are accountable to them and manage with their long-term interests in mind. This strategy has helped us maintain our strength and stability and deliver strong financial results.

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    Financial Strength Ratings
    Why should you care about our financial strength ratings? Because they're a key indicator of our ability to deliver on our long-term commitments to you, like paying a life insurance benefit or an annuity payment. And they can give you reason to believe the money you entrust with us is being handled expertly. We're proud that our ratings1 are among the highest of any company in any industry.

    A.M. Best Company: A++ (Superior; top category of 15)
    Fitch Ratings: AA+ (Very Strong; second category of 21)
    Moody's Investors Service: Aa2 (Excellent; third category of 21)
    Standard & Poor's: AA+ (Very Strong, second category of 21)

    1 Ratings apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are as of 12/1/2014 and are subject to change.

    Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.


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    © 2014 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved.